What to do with a stimulus check?

I’m not going to take too much time to discuss whether or not the government sending out stimulus money is a good idea or not. I want to focus more on some ideas of what you can use any “found” money for. First, have you lost a job, worried about losing your house or apartment,…

Ohio’s Ludicrous Tax on Hybrid Vehicles

I recently discovered that as part of Ohio’s new bill to raise money for roads and bridges, they also passed a new $100 registration fee on hybrids and a $200 registration fee on electric cars ( https://www.cleveland.com/open/2019/05/ohio-owners-of-electric-hybrid-cars-say-new-taxes-fees-are-punitive.html). The reason for these fees is supposedly because these vehicles use less gasoline, so they therefore do not…

You budget how much for gifts?

In this post, I’ll be discussing how much we budget for gifts each month. Get to the point already! We budget $100 for gifts each month. Over time, this amount started around $50 a month and has increased to $75 and now $100. We’ve kept it at $100 for quite a while now. How do…

You budget how much for personal care?

In this post, I’ll be discussing how much we budget on personal care each month. This group is pretty straightforward when looking at what it covers. Get to the point already! We budget $75 for personal care each month. This amount has been very consistent for a long time. It had been a bit less…

How we got paid $11 for 3 months of cell phone service

Let me start by saying this isn’t a scam. We were able to make money on a month’s worth of cell phone service using many of the things I’ve described in this blog. We’ve used Total Wireless for our cell phone service. There is no reason to go into a lot of detail here because…

You Budget How Much For Entertainment?

In this post, I’ll be discussing how much we budget on entertainment each month. Lots of things could fall under entertainment and depending on where you live or the types of things you value as entertainment, you may want to budget a more. Get to the point already! We budget $50 for entertainment each month….

You Budget How Much For Clothing?

In this post, we’ll be covering how much we spend on clothing. Not everyone shops for clothes each month. We tend to avoid it at all costs until it’s necessary. Get to the point already! Just like the fuel and restaurant budget, we budget $200 for clothing each month, for a total of about $2400 per year….

You Budget How Much For Restaurants and Dining Out?

In this post, I’ll be discussing how much we spend on restaurants and dining out. Depending on where you live, the cost to eat out probably varies a bit. However, there is one way to make sure you stay under budget – eat at home! It’s healthier anyway. Get to the point already! Just like…

You Budget How Much For Gasoline/Fuel?

I’ll be continue covering our budget this month. In this post, I’ll be discussing our fuel or gasoline budget. This one is a little tricky because it can vary a bit depending on a number of factors, such as the types of cars you drive and the number of miles driven each month. Get to…

You Budget How Much For Groceries?

If you’ve just started budgeting or planning to start, you’re probably trying to figure out how much to budget for each category. If you’ve budgeted for a while and you’re interested in seeing how your budget compares to ours, you’ve come to the right place. In this post, I’ll be covering our grocery budget. Get…