Why do you save money?

It’s the new year and I’m sure there are a lot of people out there who made resolutions to lose weight, eat healthy, get in shape, join a gym, or exercise more. How many people do you think vowed to get their finances in shape? If you’re going to stick to your resolutions or goals,…

Life without credit cards

Can it be done? Can someone really live without credit cards? I mean, you need one to build credit right? What about when you’re in an emergency? Let me start by telling you that credit cards are not your friend. Even though we ALWAYS paid them off on time and never paid interest, we decided…